Legal notice and terms

Who runs this website

These are the details of the owner of ilmaadvisory.com (the “website”):

In these terms, “Ilma Advisory”, “we” and “us” mean Yasmine Aquilina trading as Ilma Advisory.

About these terms

These terms apply to your use of the website.

By using the website you accept these terms. If you do not agree with them, please do not use the website.

The website is not advice

The website describes our firm and our services. Its content is general information only. It is not legal, data protection, employment or other professional advice, and it may not reflect the latest changes in the law or apply to your situation.

You should not act, or decide not to act, on the basis of the website alone. Please contact us, or another qualified advisor, for advice on your particular circumstances.

Contacting us does not create an engagement

Sending us a message, using the contact form or booking a call does not make you our client, and does not create an advisory relationship or any duty of care towards you. We work for a client only once we have agreed a scope, fee and engagement terms in writing.

Please do not send us confidential or sensitive information until we have confirmed that we can act for you. A short outline of your question is enough for a first conversation.

The first conversation is free of charge and does not commit you to anything.

Using the website

You may view the website, and print or download pages, for your own information or for internal use within your organisation. You must not:

• use the website in any way that is unlawful, fraudulent or harmful;
• try to gain unauthorised access to the website, its server or any connected system, or interfere with how it works;
• introduce viruses or other harmful material;
• use automated tools to copy or scrape the website in bulk;
• use the contact form to send unsolicited marketing or spam.

Intellectual property

The website and its content, including text, design, images, illustrations, and the Ilma Advisory name and logo, belong to us or our licensors and are protected by copyright, trade mark and other laws.

You may quote short extracts with a clear acknowledgement of Ilma Advisory as the source and a link to the website. Any other use, including copying, adapting or republishing content, needs our prior written permission.

Accuracy and availability

We take care to keep the website accurate and up to date, but we do not guarantee that it is complete, accurate or current, or that it will always be available or free from errors or viruses. We may change, suspend or withdraw any part of the website at any time without notice.

Links to other websites

The website may link to other websites, such as LinkedIn or a regulator’s site. We include these for your convenience. We do not control those websites and are not responsible for their content, availability or privacy practices.

Our liability

To the extent the law allows, we are not liable for any loss or damage arising from your use of the website or your reliance on its content, whether in contract, tort (including negligence) or otherwise. This includes indirect or consequential loss, and loss of profit, business, data or goodwill.

Nothing in these terms limits or excludes liability that cannot be limited or excluded by law, such as liability for fraud or for death or personal injury caused by negligence, or your rights as a consumer.

Our liability for services we provide to clients is set out in our engagement terms, not in these website terms.

Privacy

We handle any personal data we receive through the website as described in our privacy notice.

Governing law

These terms, and any dispute arising from them or from your use of the website, are governed by the laws of Malta. The courts of Malta have jurisdiction, without affecting any right you have as a consumer to bring proceedings in the country where you live.

Changes to these terms

We may update these terms from time to time. The date at the top shows when they were last updated. Please check this page when you use the website.

Contact us

Yasmine Aquilina, trading as Ilma Advisory
info@ilmaadvisory.com